Why would I need Life Insurance?

Protect Your Family
Ensure that your family won't lose the future you've worked so hard to build for them.

Tax Deferred
Learn how Life Insurance policies may offer tax-deferred growth or tax-free benefits.

Living Benefit Options
Access money early if you face chronic, critical, terminal illness or long-term care.

Access Your Money
Access your cash value while you're still alive, giving you added financial support.

Market Protection
Life Insurance protects your money shielding you from market losses with a 0% floor.

Create A Legacy
Ensure your family’s heritage and financial security live on long after you’re gone.
Ready To Start Drawing An Income Now?
You can begin drawing a yearly or monthly income for yourself soon after purchasing the annuity.
Your money will be protected from market losses, keeping it safe during periods of uncertainty.
Learn more about how to begin drawing income now with an Immediate Annuity.
Book a free session with one of our professionals to get started.
Ready To Start Drawing An Income Now?
Begin drawing yearly or monthly income for yourself soon after purchasing the annuity.
Your money will be protected from market losses, safe during periods of uncertainty.
Learn more about how to begin drawing income now with an Immediate Annuity.
Book a free session with one of our professionals to get started.

Why Contact A Heritage Fidelity™ Agent?
Personalized Guidance – An agent can tailor solutions based on your specific income needs, risk tolerance, and retirement goals.
Living Benefit Options – Learn how Life Insurance can provide access to your money if you're diagnosed with a critical, chronic, or terminal illness.
Market Protection – Discover how you can grow your money without the risk of losing principal during market downturns.
Tax-Advantaged Strategies – Agents can explain how Life Insurance may offer tax-deferred growth or tax-free benefits.
Legacy and Long-Term Care Planning – Explore how Life Insurance can protect your loved ones and help cover potential long-term care expenses.

Why Contact A Heritage Fidelity™ Agent?
Personalized Guidance – An agent can tailor solutions based on your specific income needs, risk tolerance, and retirement goals.
Living Benefit Options – Learn how Life Insurance can provide access to your money if you're diagnosed with a critical, chronic, or terminal illness.
Market Protection – Discover how you can grow your money without the risk of losing principal during market downturns.
Tax-Advantaged Strategies – Agents can explain how Life Lnsurance may offer tax-deferred growth or tax-free benefits.
Legacy and Long-Term Care Planning – Explore how Life Insurance can protect your loved ones and help cover potential long-term care expenses.